An Investment That Pays.
Invest In Community.
Invest In You.
Invest in More Than Just a Bank – Invest in Your Community
We believe banking should be more than just transactions—it should be a force for community growth and success. Our shareholders aren’t just investors; they’re local leaders, business owners, and individuals who live, work, and contribute to Central Ohio. By investing in Richwood Bank, you’re helping support the businesses, families, and entrepreneurs that drive our community forward.
Interested in Becoming a Shareholder?
If you’re considering an investment in Richwood Bancshares, we offer options to help you grow your portfolio while making a local impact:
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Self-Directed IRAs – Hold unique and varied investment options within your retirement account.
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Dividend Reinvestment – Reinvest your cash dividends to purchase additional Richwood stock and expand your investment.
Consistent Growth, Proven Performance
Investing in Richwood Bancshares means more than supporting your community—it means investing in a high-performing stock with a proven track record of strong returns.
We remain focused on delivering quality returns while maintaining our commitment to community growth and financial strength. Each year, we engage CAMELS Consulting Group, a trusted third-party firm, for an unbiased assessment of our performance.
See the results for yourself. View the latest Financial Optics Report for a clear picture of our growth and stability.
Financial Optics Report
What We Do.
We aspire to be different. On purpose, with purpose.
We aim to make people understand the community bank difference—and never want to bank anywhere else.
Giving back… one cup at a time.
Richwood Coffee was born from a simple idea—bring more people into our lobbies and make a bigger impact on our communities. But it became something even greater. By inviting our customers to be part of the giving, we’ve created a powerful partnership for good. 100% of drink donations go directly to local nonprofits that make our communities stronger.
A Community-Focused Approach to Banking
You don’t have to choose between exceptional customer service and cutting-edge banking technology—we provide both. Our local team delivers the personal, relationship-driven service you expect from a community bank, while our commitment to innovation ensures you have access to the latest banking tools and technology.
Community Business is a Big Deal.
Businesses deserve more than just banking—they deserve a partner. That’s why we go beyond banking to provide expert support in key areas most small businesses need. From streamlining operations to strengthening brands and developing leadership, our team is committed to helping businesses grow and thrive—because when they succeed, so do our communities.
Your Investment at Work
Being a Richwood Bancshares stockholder means your investment does more than just grow your portfolio. It fuels the local economy by providing loans and financial resources to families, entrepreneurs, and business owners—all funded by deposits made right here in our community.
When you invest in Richwood, you invest in progress, opportunity, and the future of Central Ohio.
Contact us to learn more
